Initially Account Servicers for UK Open Banking issued account access consents that expired after 90 days. This meant that your users would have to redo the consent journey with the Account Servicer every 90 days. Open Banking UK removed this requirement from the Account Servicer and placed the onus on the Account Information Service Provider (AISP) to reconfirm the consent with the Payment User. To support this we have introduced:
Our App Store partners can now configure the Apps that are displayed to their users by servicing organisation. This means that users belonging to different servicing organisations could have different Apps presented to them within the same Partner App Store.
We have added a new endpoint, GET payment-instructions that returns details of regular payment (deposits and withdrawals) instruments that are against an account.
Customer data that can be pulled from an Account Servicer may not have originated from their system - For example if the Account Servicer is an advised investment platform the customer could have been imported into their system from a CRM. In these scenarios the identifier from the originating CRM system will be populated into the sourceSystemId property.
For Servicing Agent users (e.g. Advisers, Wealth Managers), our OIDC id_token that is returned as part of the Single Sign-on with Tapico now includes the additional scope https://tapico.io/servicing_organisations that contains the identifiers for the Servicing Organisation(s) the user belongs to.
A lastChangeDetectedDateTime data attribute has been added to the GET/instruments payload. This signifies the last time a change was detected on the Account Servicer's system.
A lastChangeDetectedDateTime data attribute has been added to the GET/holdings payload. This signifies the last time a change was detected on the Account Servicer's system.
