Open Banking consent /reconfirm endpoint
Initially Account Servicers for UK Open Banking issued account access consents that expired after 90 days. This meant that your users would have to redo the consent journey with the Account Servicer every 90 days. Open Banking UK removed this requirement from the Account Servicer and placed the onus on the Account Information Service Provider (AISP) to reconfirm the consent with the Payment User. To support this we have introduced:
Updates to the Application creation/editing page
Within the Tapico developer portal we have updated the UI to make it clear which service packs you have subscribed to and their attributes:
Usage Metrics - Deeplink selection
The first in a series of metrics to help you better understand how your Application is being used on our Partner App Stores.
New user group - Access Upstream & Service Pack Functionality
A user group has been added to the Tapico Platform to allow third parties, you guys, to access Upstream and Service Pack Functionality.
App Store Configuration At Servicing Organisation Level
Our App Store partners can now configure the Apps that are displayed to their users by servicing organisation. This means that users belonging to different servicing organisations could have different Apps presented to them within the same Partner App Store.
Regular Payments - New Endpoint
We have added a new endpoint,
GET payment-instructions that returns details of regular payment (deposits and withdrawals) instruments that are against an account.
GET / customers - New sourceSystemId property on the response payload
Customer data that can be pulled from an Account Servicer may not have originated from their system - For example if the Account Servicer is an advised investment platform the customer could have been imported into their system from a CRM. In these scenarios the identifier from the originating CRM system will be populated into the sourceSystemId property.
New Servicing Organisations Scope in id_token for Servicing Agents
For Servicing Agent users (e.g. Advisers, Wealth Managers), our OIDC
id_token that is returned as part of the Single Sign-on with Tapico now includes the additional scope https://tapico.io/servicing_organisations that contains the identifiers for the Servicing Organisation(s) the user belongs to.
GET/instruments - lastChangeDetectedDatetime
A lastChangeDetectedDateTime data attribute has been added to the GET/instruments payload. This signifies the last time a change was detected on the Account Servicer's system.
GET/holdings - lastChangeDetectedDateTime
A lastChangeDetectedDateTime data attribute has been added to the GET/holdings payload. This signifies the last time a change was detected on the Account Servicer's system.