Release - 14/04/2020

Release Overview

This release is our biggest yet. There are a number of features that enhance the core Tapico Platform. Ensuring segregation of data and permissions with organisations, a key layer in the overall platform architecture. Abilities to manage upstream service configuration via the UI with upstreams and service packs creation and editing.

Breaking Changes

  • Transaction entity: valueDate -> valueDateTime. Type and status properties added
  • Instrument entity: assetClass -> type

New Features

The following features have been released:

Payment UI Screen

See a history of PIS transactions in the Tapico Platform UI under the Payments page located in the left-hand navigation menu.

User Management

Tapico platform users can now view their profile to:

  • Change their password
  • Setup 2FA against their accounts

New Entities

This release presents the segregation of the underlying platform entities via the UI:

  • Upstreams

A service that has been integrated into the Tapico Platform. That service may or may not be transformed via the Tapico Platform. Users can create and edit upstreams under the Upstreams page located on the left-hand navigation menu.

  • Service Packs

A service pack can bundle together multiple Upstreams that are under the same ORG as the service pack. Service Pack creates a single offering along with the other features (Pricing, documentation, configuration etc) that will ultimately be consumed by Applications.

Under this release service packs can only be subscribed to by applications that already exist. An application has to be created first and then as part of editing that application a service pack can be subscribed to.

  • Applications

An application onboards to the Tapico Platform to subscribe to Service Packs and consume the Upstreams within them.

Organisations – Architectural Layer

All users, consuming applications, as well as upstream services that provide data/services, are now part of a grouping called An Organisation. Tapico Platform users can only interact with Applications/Service Packs/Upstreams that are permissioned to their organisation.

New Open Banking Features

AIS/PIS connective is now available for the following ASPSPs against their respective sandboxes:

  • Allied Bank Ireland (First Trust)
  • Bank of Ireland
  • Barclays
  • Danske
  • HSBC
  • Nationwide

Users can now access the beneficiaries endpoint against ALL the connected ASPSPs that make it available.

Other changes reflected in the API Reference Documentation

  • Scope added to token endpoint
  • Expand query param added to GET /account-access-consents
  • ExternalId, SecondaryExternalId added to Account entity
  • New AccountType enum values to support wealth accounts (“CashAccount”, “StocksIsa”, “JuniorIsa”, “Pension”, “JuniorSipp”)
  • ExternalCustomerId removed from AccountAccessConsent entity. Account service property no longer mandatory
  • OrganisationId added to Application entity
  • PaymentInstruction base entity created, referenced by other payment instruction entities
  • Agent and Account identifiers split out into their own reusable entities